The Internets First Instant Credit Card Approval Website

	Two Gold Cards to Choose From! The Consumer Gold Card or the Business Gold Card
Gold Card for Consumers Apply Here!
Apply now for the American Express(R) Business Gold Card
Business Gold Card from OPEN: The Small Business NetworkSM Enjoy Everyday Savings at Cingular Wireless®, Dell™, The Hilton Family of Hotels, Kinkos® and Nextel.* You will receive a decision in less than a minute - with Express ApprovalSM online.

Gold Card Benefits

• First year free—No annual fee for the first year for Basic and Additional Cards^**
• No pre-set spending limit or finance charges
• Separate business from personal expenses, and day-to-day expenses from balances you want to pay over time
• Expense Management Reports—Track Business Card spending by time period, spending category, or individual Cardmember, with data available for the current year plus two previous fiscal years — at no additional charge.
• Everyday Savings—Receive exclusive savings on your everyday business expenses at Cingular Wireless^®, Dell™, FedEx^®, Hertz, The Hilton Family of Hotels, Kinko's^®, Nextel, and Staples^®. Calculate what you can save.

With the American Express Business Gold Card, you will have exclusive savings for everyday business purchases automatically at:

	FedEx®- Save up to 20%
	Hertz - Save up to 20%
	Staples®- Save 2%
	Cingular Wireless®
	Dell™
	The Hilton Family of Hotels
	Kinko's®
	Nextel

Gold Card Savings

• Offer Zone^SM—Save up to 20% on computers, office supplies, corporate gifts, and more when you visit the Offer Zone.
• Hertz #1 Club Gold^®—Save time and enjoy priority service with a free membership — a $50 value.
• Membership Rewards^® program — When you enroll in the Membership Rewards program, you earn points virtually every time you use your eligible, enrolled Business Card. Points can be redeemed for travel, merchandise and other rewards for you or your business, and can also be a great way to save your company money.

Gold Services

• Online Account Management—Check and pay your bill, access Expense Management Reports, and more
• 24-hour Customer Service—Service professionals are available 24 hours a day, 7 days a week
• Express Cash—Enjoy fast, convenient access to cash at over 500,000 ATMs worldwide
• Emergency Card Replacement—Get a replacement Card virtually anywhere in the world, usually during the next business day after you report it missing. In most cases, your replacement Card can be delivered overnight
• Emergency Check Cashing Privileges—Get access to cash when you need it most, at more than 1,700 Travel Service locations worldwide

Gold Resources

• Balance Payment Option—Provides a convenient short-term financing solution for your Charge Card balance
• Card Assured Reservations—Guarantee all your hotel and motel reservations with your Card and your room will be waiting for you even if you arrive late
• Emergency Check-in—Check into a hotel and charge your stay to your Card even if your Card has been lost or stolen
• Online Account Management—Check and pay your bill, access Expense Management Reports, and more

Gold Security

• Purchase Protection Plan—Protect your Card purchases against theft loss or accidental damage for 90 days^‡
• Return Protection—Return products purchased with the Card even when the merchant won't take them back
• Buyer's Assurance Plan—Extend the terms of the original manufacturer's warranty on selected Card purchases for up to a year^.‡
• Car Rental Loss and Damage Insurance—Automatically receive coverage for damage to or theft of rental carsProtect yourself for loss of and damage to most rental vehicles when you use your eligible Card to reserve, pick up, and pay for an auto rental.

Intro APR Intro APR Period Regular APR Annual Fee Account Setup Fee Grace Period Balance Transfers Credit Needed for Approval N/A N/A None* $90 None* N/A* Yes* Good